The precision finance app designed for flatmates, road trips, and couples. Smart debt minimization turns 10 confusing transfers into 2 simple payments with 1-tap UPI settlements.
Test our 4 split algorithms and watch the greedy debt minimizer eliminate redundant transfers in real-time.
Direct transfers required so everyone is completely squared up:
Unlike ordinary calculators, SplitPilot handles edge cases, unequal payments, and complex multi-payer dynamics.
If Bob owes Charlie ₹500, and Charlie owes Alice ₹500, why do two transactions? SplitPilot automatically simplifies cycles so Bob directly pays Alice ₹500.
Share a single link on WhatsApp. When tapped, it opens directly into the app preview with a 1-tap join button.
Set monthly category limits. SplitPilot calculates your solo spending and your exact group shares combined.
Your receipts, attachments, and profile avatars are stored safely on your device storage. No unnecessary trackers or ad SDKs.
From weekend trips to shared apartment rent, SplitPilot adapts to how you spend.
Track flights, Airbnb rentals, meals, and cab fares in multi-currency with automatic conversion.
Split monthly rent, WiFi, groceries, and maid charges with automated recurring calculations.
Transparent shared spending without awkward conversations or spreadsheet tracking.
Collect payments for concert tickets, birthday surprises, and group dinners in seconds.
| Capability | ✈️ SplitPilot | Splitwise | Spreadsheets |
|---|---|---|---|
| 1-Click Direct Join via Invite Link | Native App Links | Search needed | No |
| Debt Minimization Algorithm | Unlimited Free | Yes | Manual math |
| Built-in Monthly Category Budgeting | Integrated | No | Manual |
| 4 Split Types (Equal, Exact, %, Shares) | Yes (1-cent exact) | Yes | Complex formulas |
| Local Storage for Receipts (Privacy) | Private & Fast | Cloud only | Local files |
